A Majority Favor Capping Credit Card Rates at 10%

Publication Date: 01/22/2026 5:00 AM CST

A Majority Favor Capping Credit Card Rates at 10%

Publication: 01/22/2026 5:00 AM CST

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A majority (61%) of voters favor President Trump's announcement that he would cap credit card interest rates at 10%.
- A third (31%) Strongly favor a cap on rates.
- One in 5 (22%) oppose the idea.
- Eighteen percent (18%) are Not Sure.
- More Republicans (74%) than Democrats (50%) favor the idea.
Opponents of the policy say that it will make it harder for low-income Americans to get credit cards and increase other credit card fees.
- One third (33%) agree and say capping the rate makes things worse for low-income Americans by preventing them from getting credit cards.
- Still, 38% say capping interest rates at 10% make things better for low-income Americans by saving them money.
- Just 8% say capping the interest rate would have no impact, and 21% are Not Sure.
- By a 53% to21% margin, Republicans say capping the rate would make things better for low-income Americans.
- Conversely, by a 46% to 26% margin, Democrats say it would make things worse.

This data is from a Napolitan News Service survey of 1,000 Registered Voters conducted online by Scott Rasmussen, January 19-20, 2026 . RMG Research, Inc., conducted the field work for the survey. It has a margin of error of +/- 3.1.