There is strong support for allowing individuals to change their Social Security retirement ages in ways that strengthen the Social Security Trust Fund.

Seventy-two percent (72%) think a 70 year old man should be allowed to defer receiving Social Security benefits for an additional five years in exchange for a slightly higher monthly benefit later. This simple change would make the Social Security Trust Fund more solvent because the man would receive benefits for fewer years.

Support for this reform is highest among senior citizens, suggesting that many older Americans might be interested in deferring their benefits.

There is also strong support for allowing a 40 year old woman to retire earlier by paying higher Social Security taxes for the rest of her career. While not as popular as the previous option, 59% think the choice should be allowed, and only 21% disagree. Support for this option is higher among younger voters, suggesting their potential interest in this option.

Allowing individuals to make such choices would ensure the solvency of the Social Security system for generations.

The most recent data cited is from a Napolitan News Service survey of 1,000 Registered Voters conducted online by Scott Rasmussen April 23-24, 2025. Field work for the survey was conducted by RMG Research, Inc. and has a margin of error of +/- 3.1.